Can this be done? I am looking at a left over truck that currently has 0% financing available. The dealer is offering it @ invoice, so the deal seems legit. My only problem is my negative equity right now.....in the area 5000! Ouch I know, stupid mistake made a few years ago. Anyhow, the current loan is also with GMAC. If I were them, I would not sacrifice the 4.5% they were earning on my negative equity and allow me to roll it into 0%, but I'm hoping they allow it in order to push one more new car. One more thing, the LTV would be in the neighborhood 112%, relative to the MSRP. Any input on this?